Terms and Conditions of Research Prize Draw Campaign

1. 1. General Information and Campaign

   1. 1.1.The Research Prize Draw Campaign (hereinafter the "Campaign") is organized by Bondora AS Suomen sivuliike, Y-tunnus: 2694508-8, located at Urho Kekkusen katu 4-6E, 00100 Helsinki, Suomi (hereinafter "Bondora").
   2. 1.2.The general rules of the Campaign have been established with these Terms and Conditions. Special rules (including the prizes and draw dates) for a specific Campaign will be set forth in the email message sent about the Campaign to the participant of the Campaign (hereinafter the "Participant)".

2. 2. Terms and Conditions for Participating in the Campaign

   1. 2.1.The Campaign is open to natural persons who:
      1. 2.1.1. have received a personal invitation from Bondora to participate in the Research Prize Draw Campaign; and
      2. 2.1.2. have completed the survey in accordance with the instructions sent to the Participant by Bondora via an email message;
      3. 2.1.3. are at least 18 years of age and permanently residing in the Republic of Finland, (i.e., residents of the Republic of Finland).
   2. 2.2. Employees of Bondora (including Bondora Group of companies) or their family members may not participate in the Campaign.

3. 3. Prize Draw

   1. 3.1. The prizes to be drawn in the Campaign (hereinafter the “Prize”) will be announced in the email message sent to the Participant.
   2. 3.2. Bondora will randomly draw the winners (hereinafter the “Winner”) from among the Participants.
   3. 3.3. Bondora will personally contact the Winner via their email address no later than seven (7) days after the Prize Draw. The Prize will be delivered to the Winner no later than fourteen (14) days after getting contact with the Winner. Bondora is entitled to request information about the Winner’s contact details and if relevant, consent for transmission of the Winner’s contact details (name, phone, address) to a transportation services company (a courier). Bondora is entitled to request the identification of the Winner.
   4. 3.4. If the Winner has violated the terms and conditions of the Campaign, provided false information to Bondora, or Bondora is unable to get contact with the Winner due to reasons arising from the Winner, Bondora may decide to draw a new Winner. In such cases, Bondora will not be liable for the initial Winner's Prize draw or for not receiving the Prize.
   5. 3.5. The Prize will not be replaced with other prizes or paid out in cash (if the Prize is not monetary). The winner may waive the right to receive the Prize by notifying Bondora via email.

4. 4. Processing of Personal Data

   1. 4.1. The Participant is aware that Bondora processes the participants' personal data in the Campaign per Bondora's Privacy Policy, but only for the reasons of organizing the Campaign and the Prize draw.

5. 5. Miscellaneous

   1. 5.1. The procedure for conducting the Campaign is established in these Terms and Conditions, which are mandatory for all participants in the Campaign to follow.
   2. 5.2. Bondora has the right to amend the Terms and Conditions of the Campaign or to terminate the Campaign prematurely for a good reason. Bondora informs the Participants about the above-mentioned circumstances via an email message sent to the Participants.
   3. 5.3. If there are questions related to the Campaign, including possible complaints, the Campaign participant may contact Bondora by using the contact details provided in Clause 1.1 of these Terms and Conditions or write a message via Bondora’s Help Center.
   4. 5.4. All disputes arising from the Campaign will be resolved resolved in the district court in accordance with Finnish laws.