Your trusted loan partner for a better financial future

100,000+
customers
€600M+
in loans
2008
established
6
languages
5
countries

Why Bondora?

  • Easy-access online loan

    You just need your ID, bank details, and a device with Internet access.

  • Same-day money transfer

    After the approval and signing of the loan agreement, the money is sent to your bank account.

  • Personal data security

    Personal information of clients is confidential and not transferred to third parties without consent.

  • Transparency

    Conditions for applying for an online loan at Bondora are spelled out in the contract.

  • 24/7 availability

    You can apply for a loan online anytime, with no collateral required.

  • Quick customer support

    Send your queries at any time via the online support site. The support team will respond quickly and help as soon as they can.

Our secure online loan application system helps people get the help they need whenever they need it.

By accessing our online loan services that are easy to use and readily available, millions of people can overcome their financial barriers and empower themselves to reach their goals in life.

Bondora's story

In 2008, at the height of the global financial crisis, Bondora was founded in a student dorm room with one clear purpose: to help people who were failed by banks. Our goal is to help more people regain control and access financial services that they would not get from traditional financial institutions.

Our Founder and CEO, Pärtel Tomberg, has been driving this vision since 2008. He wants millions of people to enjoy financial freedom, and we will change the world to make it happen.

“We have proven to our customers over the years that lending does not have to be difficult. We are using latest technologies to make borrowing quick, affordable and personalized.”

We want to help make your life better with less stress. We know you value transparency and honesty, so we are upfront about every cost, every process, and every important term and condition you need to be aware of when entering into a loan partnership with us. We value your trust above all else.

Your wishes could come true

“I'm here to help you empower yourself. By making it easy to access our life-changing financial services, you can:

  • Have more time
  • Enjoy more financial freedom
  • Live your life on your terms

Your wishes are just within reach. So dare to think big with Bondora.”

226,804 people have invested over €1,016.9M and earned €228M – YOU become the bank.

  • Automated investing made simple
  • 11-year track record
  • Start with a minimum of €1
Start now
Please review our terms and conditions on bondora.com, and consult with a financial advisor if necessary.

Political Exposure

A Politically Exposed Person (PEP) is a natural person who is or has been entrusted with prominent public functions. This includes the following positions:

  • Head of State or Head of Government
  • Minister, Deputy Minister, or Assistant Minister
  • Member of a Legislative Body
  • Member of a Governing Body of a Political Party
  • Judge of the Highest Court of a Country
  • Auditor General or Member of the Supervisory Board or Executive Board of a Central Bank
  • Ambassador, Envoy, or Chargé d’Affaires
  • High-ranking Officer in the Armed Forces
  • Member of an Administrative, Management, or Supervisory Body of a State-Owned Enterprise
  • A person considered a performer of prominent public functions by a Member State of the European Union, the European Commission, or an international organization accredited in the European Union, according to a list published by the European Commission.

Who are Relatives and Close Associates (RCA)?

Relatives

A person known to be a relative of a PEP includes:

  • Spouse/registered partner of a PEP or an equivalent partner
  • Parent of the PEP
  • Child of the PEP
  • Spouse or registered partner of the PEP’s child
Close associates

A person known to be a close associate of a PEP includes:

  • A natural person known to be a Beneficial Owner of a legal person jointly owned with the PEP or one who has a close business relationship with the PEP.
  • A natural person who is the Sole Beneficial Owner of a legal entity established by the PEP or in the interests of the PEP.
  • Natural persons who, together with the PEP, are beneficial owners of a legal entity, a collective investment, a trust, or a comparable legal structure under foreign law.
  • Natural persons who are the sole beneficial owners of a legal entity, a collective investment, a trust, or a comparable legal structure under foreign law known to have been established for the benefit of the PEP. This includes “nominees” who appear to be acting or receiving benefits on their behalf, whereas in practice, they are acting on behalf of the PEP.

Any natural person known to have close business ties with the PEP, such as the PEP’s business partners.

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*Loan amount from €100 to €10000. Amortization period from 12 to 84 months. Loan annual interest rate (APR) from 18.8% to 30.01%.<br> *The highest possible annual interest rate applies to loans of up to €2 000.